Last updated: January 1, 2025
NIXA Capital is not a lender, bank, or financial institution. We are a business funding marketplace that connects business owners with third-party lenders, alternative financing companies, and funding partners. We do not originate, fund, or service loans or advances directly.
Submitting an application or inquiry through our platform does not constitute a guarantee of approval, funding, or any specific offer. All credit decisions are made solely by the individual lender or funding partner based on their own underwriting guidelines and eligibility criteria. Results may vary. Not all applicants will qualify.
Funding amounts, interest rates, factor rates, fees, repayment terms, and other conditions are determined by the individual lender or financing partner and may vary based on your business qualifications, credit profile, industry, and the specific product selected. Any rates or ranges displayed on this website are estimates only and are not guaranteed.
Funding timelines vary based on the type of product, lender processing times, eligibility review, and the completeness of documentation provided. References to same-day or rapid funding represent possible outcomes and are not a guarantee.
NIXA Capital works with a network of independent third-party lenders and financing partners. By submitting an application, you authorize NIXA Capital to share your information with these partners for the purpose of evaluating your eligibility and presenting funding options. NIXA Capital does not control the terms, conduct, or decisions of any third-party lender.
Pre-qualification inquiries may involve a soft credit pull, which typically does not affect your personal credit score. However, a formal application submitted to a lender may result in a hard credit inquiry, which may impact your credit. Please review the specific lender's disclosures before proceeding.
NIXA Capital may receive compensation from lenders and financing partners when a successful match or funded transaction occurs. This compensation does not influence the funding options presented to you and does not result in any additional cost to you.
If you have questions about these disclosures, please contact us at:
NIXA Capital
Phone: 206-308-9046